After my heart dog Daisy was diagnosed with lymphoma in February 2013 we decided to insure our 2 border collies Bolt and Dash. I did a lot of research and settled with Embrace. Unfortunately we lost Daisy after just 2 months of trying to fight the lymphoma with chemo as she has a very aggressive form and we are just heartbroken. Naturally we are worried about our other dogs. Bolt was due for his well visit and I took him in the week after Daisy died. We ran a complete wellness exam on him as well as complete baseline bloodwork which shows he is a perfectly healthy 3 year old border collie. I just got the email today from the Embrace claims department that I will be reimbursed 100% for that visit. This puts my mind at ease to know that someone else cares about the health of my dogs. I still have one more dog to insure and plan to be adding her to the plan soon.