I have a 13-year-old dog whose recent blood work showed liver problems. I took him in for an ultrasound and fine needle asperant. Pets Best covered MORE than I expected! Two years ago the same dog also had an abscess that required treatment and tests. Again, they covered more than I thought they would. Great company! I have a younger dog and a young cat, and after my first great experience I got them insurance, too. I will never go without it again. I have recommended it to many people!