Rocky is a 13 1/2 year old Standard Poodle. We just purchased pet insurance last year. He was pretty healthy at that time. Since then, he developed Degenerative Myeopathy We submitted one claim, and it paid exactly as promised. I thought each claim had a $100.00 deductible,but an agent told me that that was only once a year.
I wish I had purchased this long ago. Several years ago, he developed Canine Bloat at 2:00AM. Thank heavens the emergency vet saved him. The bill was almost $4000.00.
That wouldn't have hurt nearly as much if we had an ASPCA policy in effect.
I have found the agents to be wonderful, and they know their stuff.
I would never be without pet insurance again. Peace of mind is reason enough to buy this product.