We adopted a rescue 5 yr old weimaraner in November. Almost 3 months after we had him, he got some bumps under his skin. Our vet suggested a biopsy and they turned out to be cancerous cells! The poor thing had to have surgery. It was about $1400 which insurance paid $800 (after $100 deductable). I was relieved I had insurance. It has also been a life savor for our cat (who recently passed). X-rays typically run $300 so to have insurance pay 80% is really worth it! I always tell people my animals have better insurance than me! $100 deductable with 80% reimbursement is a great insurance plan! I wish blue cross blue shield provided the same coverage!