Greetings! I've had VPI coverage for Rascal (a 100 pound hunting dog mix) for over 5 years. In January, 2013, Rascal tore his hind, left ACL 50% and needed surgery. VPI handled and processed my claim professionally and promptly! I was fortunate to have such good coverage and recommend VPI regulary to all of my friends! VPI, you are wonderful to work with!