It crushed my when my beloved Pit mix Luna tore her ligament in her right knee while running on the beach. It became worse and worse as she aged and I had to deal with the awful choice of her living her life crippled or paying for a $4000 surgery i could not afford. Lucky i had embrace insurance and was able to choose my doctor which was UC Davis Veterinarian hospital (the best). Embrace covered the claim with no problems. They really made the ordeal much more bearable. Embrace is awesome and i researched tons of dog insurance companies before choosing them.
I wish my own health insurance was as good as embrace...my dog has better coverage than me for less money :(