I have had VPI insurance for many years. I have a ferret. They have reimbursed me for many things! Recently my ferret had a chordoma surgery (a benign mass on his tail). I submitted my claim and they reimbursed me pursuant to the benefits schedule right away! I will never be without VPI! They have great customer service too. Highly recommend! Note: I had to choose "cat" for this review because they do not have an option for ferrets. It would not let me submit this review without selecting dog or cat.