I have 2 golden retrievers, Goldie and Denali. Both of them have had there fair share of issues. Goldie was adopted and shortly after started showing signs of arthritis. Trupanion has covered every single one of our claims, and quickly too. Currently goldie is getting stem cell therapy and they are helping with the 4,000$ cost.. i am only paying 400. 90% coverage! NO LIMITS.... and everyone who works there really wants to cover and help you with your dog. Denali needed extensive xrays as a puppy, and they covered that. I love them. I want to hug them all.