I'm extremely satisfied with Healthy Paws Pet Insurance. My bulldog had a cyst grow unexpectedly under his chin and after a few days it started bleeding incessantly. The vet recommended surgery and some follow up tests. Having had other types of pet insurance over the years, I didn't have high expectations. Healthy Paws processed the claims very quickly and paid 90% after the deductible without any surprises. On top of that, they sent a personal note to check on my dog's recovery. Top quality service and handling. I would highly recommend them.