I have a sweet Cavalier King Charles Spaniel who was born with bad knees. Long before we knew she had a knee problem, we took out Healthy Paws Insurance to cover the unknown (I'd only had cats before). Thankfully, it covered her problem and we were able to get her taken care of without worry of money. I did have all the vet records send ahead of time and called to make sure everything was in order. When it came time to file the claim, I had a check for almost $2000 without question and in about a week. They also wrote to check up and make sure she was doing good.
Cavalier King Charles Spaniel