I work at emergency vet facility that is also a wellness center and make it a point to bring up the topic of pet insurance to our clients. While we recommend any type of pet insurance, I always let me clients know that Pet Plan is my favorite. They give the least hassle for filing claims and answering questions. They have no breed restrictions. I personally have pet insurance on my dog who is allergic to my 5 cats and needs to see a dermatologist and have monthly allergy injections which PetPlan pays with no issues. He also has bad dental disease and needs routine dental cleanings every 6 months without fail. While they do not cover wellness items, every other sickness or emergency is covered!