I am very thankful to have this insurance and I have recommended it to others. I selected this insurance in 2010, as the company I work for brokers this insurance plan. I never used it until recently when my dog was diagnosed with Intervertebral Disk Disease. Upon exploring the benefits of this amazing policy I discovered that alternative therapies are covered such as Acupuncture,Hydrotherapy, and Chiropractic services. Shortie has been seeing a wonderful Vet, Rebecca Fraser, who has an acupuncture practice as well. (www.fraservetacupuncture.com) The treatments have made all the difference in the world and the prompt turn around time for reimbursement by Healthy Paws for each claim submitted has been remarkable, it has not impacted my budget at all. I am very pleased and satisfied with my Pet Insurance choice and the fact that my dog is feeling like a dog again. Thank you Healthy Paws!