As we approach retirement age my husband and I decided Jack would be our last dog, since the cost of proper care can be expensive. Thankfully we took out a policy from Embrace when we first got our precious BFF Jack in 2006. He has had one problem after the other. Thanks to the security of his insurance always being there for him, we have been able to keep him healthy. He is almost 8 yrs old now. Can't imagine life without him. THANK YOU Embrace.