I've had ASPCA pet insurance for about 6 months now. I've taken my French Bulldog for 2 separate issues. An eye infection and wart that had grown on her back leg.
Both issues were re-imbursed as promised. Claims were processed within a reasonable time frame. It was very nice to be able to view the status of these online. also nice was that my vet filed the claim and any issues were handled between my vet and ASPCA. Didnt have to put any of my time on the phone etc.