This is, by far, the best insurance one could have. I only wish I could get it for myself and my wife. We had to board our one year old dog due to a trip that he was not allowed to participate in. On returning, he ended up with stress colitis and then ended up at UofF animal hospital in Gainesville, FL. some $2400 later he was just fine and VPI reimbursed us for almost the total amount. I received one bill for about $200 after I had filed the claim and just paid it out of pocket and never submitted it. VPI was so wonderful that I did not want to trouble them for this oversight on my part. Also, the dog is now a therapy dog and he goes everywhere we go or we do not go.
Cavalier King Charles Spaniel