Maggie, my miniature dachshund, got really sick. We really don't know what happened - we fear she may have eaten a human medication (pill) that may have been accidentally dropped on the floor. Her bloodwork showed kidney failure and she is only 2 years old. She had to have an overnight stay and get IV fluids. It took a while, but she finally got better. Last bloodwork showed everything was normal. They will check again in a month to be sure. Turned in my claims to Healty Paws and received my checks in less than 2 weeks. It was so relieving to know that I could afford to get her the care she needed because of the insurance. They have kept in touch during the entire process and checked on how Maggie was feeling. I would definitely recommend Healthy Paws Insurance.