Out of 10

I am pretty sure that if a vet wrote on an evaluation form that an animal was breathing air and that their heart was beating, Embrace would use the information to declare that there were pre-existing respiratory and cardiac issues. I quit this company before I ever filed a claim, because if you take good care of your animals and take them to the vet for what are obviously one-time and not chronic issues, Embrace will still find a way to designate a pre-existing conditions. Don't waste your money.

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Claim Amount
Under $100

Basset Hound

Age of Pet
1 - 8

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Posted: 07/20/2013

I will at resend have been through the same. They use the preexistimg clause to as a general excuse to not pay on claims.