I would recommend this company to any pet owner. I was a vet tech for 8 years and saw many unfortunate circumstances in which owners had to put down a family pet due to not being able to afford medical care. I am currently in a situation in which I am only able to afford treatment for my dog because I am lucky enough to have enrolled my dog in Embrace pet insurance. My dog is severly epileptic and requires 4 different kinds of seizure meds daily. He has also had to have 2 ICU stays, a MRI, and a spinal tap performed by his neurologist. Embrace has covered everything for us without hesitation. The turn around time is great. I submitted a claim on 2/4/13 and received payment on 2/8/13. They have also covered the usual types of illness for dogs as well such as ear infections and gastroenteritis. Prior to choosing embrace I did a lot of research and I can say with certainty that we made the right decision in choosing Embrace. I owe my dogs life to them. Without them I could not have paid the $4-5K worth of tests and treatments he has needed.
Nova Scotia Duck Tolling Retriever