I would recommend Healthypaws insurance to everyone. If it were not for them, I could have never provided spinal disc surgery for my 3 year old cavatsu Lilac. We would have had to put her down because w/o the surgery she had no chance for recovery from paralysis of her hind legs. My brother is switching to Healthypaws after 1 of his 5 cats had Cancer and it cost 30,000.00 and his insurance covered only 5,000.00 which was his cap for each illness.I looked @ various insurances and boy am I glad I chose this one. I never thought I would receive my claim reimbursement within 2 weeks of filing. The staff were so helpful, informative and empathetic!!!!!!