I have had had multiple dogs in my life. This is the first dog I decided to try insurance. I researched the heck out of the companies out here and decided on Healthy Paws. My experience has been incredible. My dog has had some health problems and the company has been excellent with their response times, claims, and customer service. I wish I would have been smarter and had this insurance for all of my dogs. It would have saved me so much money over the last 15 years.