We have had Embrace insurance for many years now for our two dogs. Over the years, we have had a number of claims, all paid promptly. This year, our flat-coated retriever developed malignant histiocytosis, a nasty cancer that has required several rounds of chemotherapy. All of our claims have been addressed promptly and the communication has been excellent. Without insurance, we would be devastated. We chose Embrace specifically because they covered cancers like histiocytosis, which flatcoats are unfortunately prone to acquire. We are dealing with the stress of a cancer that is always fatal; it has been such a relief not to have to worry about the vet bills. Thank you, Embrace.