We have two Boston Terriers that are indoor lap dogs. Daisy Mae is 7. Daisy somehow found a large piece of hard plastic to chew on and swallowed it. She had to have surgery. Her incisions were 12" long, one on the outside and another on the inside. She also has mast cell cancerous tumors that we have been able to have removed surgically before they got inside of her. We paid $2800 for the two surgeries including a lot of aftercare. 90% of this was covered after we paid our $100 deductible. I am very please with Petfirst pet insurance. I am a comparison shopper...take it from me, it doesn't get any better than Petfirst, from coverages to speedy claim service to a pleasant staff to work with.