I have used Banfield Wellness plans for all of my pets for the last 7 years. I don't really feel like I save money, since Banfield seems a little pricey compared to some other clinics. For me, it's an easy way to stay organized with and budget for routine preventative care. Also, if you move frequently, or travel with your pets, all stores have access to your pet's medical records and you don't have to find a new vet each time. As a policy holder, you do receive discounts on products and services needed for sick visits too, but I have Petplan insurance to cover emergencies.