My 10 Mo. old Maine Coon decided to swallow one of my elastic hair ties he found under the bed. Totally my fault, but an accident all the same. We were informed that the surgery would cost around $2500. Thank goodness I had Trupanion who ended up reimbursing me 90% after my $500 deductible was met. I ended up paying about $1100 out of pocket and was reimbursed $1400 (maybe a little more). The monthly payment for Trupanion is only $20/mo. Doing the math, it would take me about 6 years to pay $1400 to Trupanion at the $20/mo. rate. I've already made my money back with them and I couldn't be happier. Thank you, Trupanion!!!