I did my research (this site is great) and these guys are ranked highly for a reason: quite simply, they're the best.
Since I joined, I've already had to submit two claims (one with multiple invoices) and they've all been processed and paid promptly and without questioning service provided. Their website is a breeze, their customer service is A+, and they care.
Perhaps equally as important, **THEY ALSO HAVE A FOUNDATION** which has donated well over $250k already to animal rescue. Let's see the big boys at Met Life (VPI) do that!
I cannot recommend them highly enough.