My 5 year old Shorkie rescue Spooky sustained an injury to his jaw while we were out of town which resulted in multiple fractures. The estimated cost of surgery was more than we could afford to pay. If he would have not had the surgery he would likely have had to eventually be put down due to infection. Thank God for Healthy Paws Pet Insurance! We were able to proceed with the surgery and charge it on a credit card knowing that we would receive a prompt reimbursement from Healthy Paws! Thanks to them, I still have my best friend who brings me unending joy everyday! Thank you Healthy Paws!