My cat Sunkist has quite a few problems with his urinary tract as he has gotten older. He has had several trips to the vet ER for inflammation and infections, and last year he had to have surgery to remove several large bladder stones. PetPlan has been amazing! I have not had any problems with filing claims or receiving reimbursements, and already I've saved thousands of dollars on vet bills by getting pet insurance. They even send me emails to check up on how he is doing! I would enthusiastically recommend PetPlan to all pet owners.