When my dog tore his ACL by running in the back yard I was hesitant to call Trupanion in fear of dealing with cold insurance agents that would try anything to not pay the claim. I WAS COMPLETELY WRONG! The lady I first spoke with was extremely nice, and sounded genuinely caring about my dogs injury. I was pleasantly surprised with the high quality of customer service I received from the first moment. Trupanion helped me through the process and quickly took care of the claim. My dog has had three surgeries in two months and Trupanion and the people that work there have been nothing but helpful. I am so happy I chose this insurance company. I have nothing but positive comments so far!