When I purchased pet insurance from Embrace, I was surprised to also learn about the Embrace wellness program. It permitted me to purchase as much as $400 of routine annual health care and supplies for only $299.
I would always give $299 for $400, so it made me think that Embrace is either very dumb or very smart. In the long term, annual (semi-annual in my case) veterinary exams, vaccinations, fecal and blood tests, and health supplies will prolong Auggie's life and provide better quality of life. It will also reduce the liklihood of major medical problems and large insurance claims. Not too dumb at all!!