I rescued my dog when she was an 11 week old puppy. I didn't know what kind of dog I was getting so I decided to get insurance just in case she was accident prone or had other health issues. Lucky for me, my dog is very healthy but she is very curious and likes going to the dog park. Her curiousity got her in trouble when she swallowed a toy that got stuck in her intestines. It was an emergency vet visit, with X-rays and an IV that saved her life and VPI covered all of it. About a year later, my dog was attacked by a pit bull and suffered a laceration to her eye and ear. I again had to go into an emergency vet visit and they treated her. VPI covered most of that visit as well. Thank goodness I got VPI insurance for my dog!! It was the best decision I could have made!