Reasonable and low hassle

Out of 10

Rates are not too high and I benefit from the multi-pet discount. But, a bit frustrating that only "reasonable" veterinary charges are covered since "reasonable" and "New York City veterinarian" charges are contradictory terms... For example, if any major surgery were ever required I'd be lucky to get 25% reimbursed (given the $3,500 lifetime cap).But, for minor illnesses, 80% coverage for approximately 80% of the bill still helps. The premiums should pay for themselves and slightly more in the event of any significant treatment, though I would be thrilled to lose money on this deal forever rather than have to test out that assumption.

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Skin problem

Claim Amount
$100 - $500

Domestic Shorthair

Age of Pet
1 - 8

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