I have insured my dog through Healthy Paws insurance for two and a half years. We have been through giardia, a dog bite, a broken toe and most recently a toe amputation (those are only the ones I remember). Healthy Paws has been consistently wonderful through all my dog's mishaps. The speed in which they process the claim and reimburse is amazing. I highly recommend Healthy Paws to anyone who is looking for pet insurance.