When I adopted Baby I decided to get her insured. I did a lot of research and found that ASPCA offered the best coverage for older dogs at the most reasonable price. So decided to go with ASPCA. I believe it was a very smart decision. When I came home one night to find that my GSD had eaten a bag of raisins out of my purse, ASPCA was very helpful and kind. Baby had to spend the weekend at the emergency room racking up a huge bill. It would have cleaned me out if it hadn't been for ASPCA Pet Insurance. I never had a problem getting someone from ASPCA on the phone. Everyone seemed to genuinely care about Baby's well being. I got my reimbursement check in a timely manner, so instead of having to pay around $1300 for Baby's emergency care it only ended up costing me around $400 out of pocket. I would highly recommend ASPCA Insurance, for the piece of mind knowing that you and your pet will be well taken care of if anything should happen.