Caring for a dog is no different than other family members. If your pet Vet recommends a necessary procedure, no matter how costly, you want to be compliant and give your dog the best possible care! My dog recently had a dental cleaning under anethesia and 6 teeth were extracted. $$$$ figures! I was so relieved that Pet Plan paid about 70%! Pet Plan insurance is a godsend...with their generous financial support, you can make the best possible decisions for your pet's care. To be honest, I got pet insurance upon his adoption but after I got that policy and studied it, I realized I was not getting a pet-care partner. I changed to Pet Plan 2 years ago and have been delighted with their magazine, newsletters and updates...and now my first claim. Customer Service is terrific...they seem to love people too :) They are not just an insurance company, they really are your partner in enjoying and giving your pet the best!