I started with Pets Best 5 years ago when I got a new golden retriever puppy and have been happy with my experience with them. At that time I also had a 6 year old golden and had no problem insuring her too at what I thought was a very reasonable rate. A few people I know have had complaints with other insurance companies and I always tell them to look into Pets Best. My older golden is now getting treatment for spondylosis in her mid spine and the insurance has been covering 80% of her chiropractic appts for the last couple of years. I sleep better knowing I will be able to help my dogs as needed when they have a health crisis.