Took my dog into the hospital for 3 days due to Gastrenteritis. The total bill was ~ $2100. Trupanion dispersed ~ $1500. Which was much appreciated. The only negative was that they did not reimburse the $250 deductible which I should have been reimbursed because my dog was treated for gastroenteritis at the same hospital back in October of last year. All in all still better than nothing and my pet is doing fine now.