I have had coverage on my two lab bassett hound mixes since they were six months old. At the age of two years, Lemmy tore his ACL and required surgery. The total cost of the surgery was around $3,500 so needless to say it was great to have 80% covered by Petplan. While the 6 weeks of recovery was difficult for our high energy dog and his impatient brother, the claim process was not. We received the check within two weeks of submitting the paperwork as promised.