I have been reluctant to purchase insurance for my lil Pomimo, only because I was so unsure about the companies I've read about. I almost went with another company but after reading how fast and easy Embrace processes their claims. In addition to that I love the Wellness Benefit package it's a must have for only less than 13/month. I decided to give them a shot and less than 10 days my claim and been processed and I am reimbursed for $200.00. Nahla and I Thanks you Embrace!