What a season this spring was. I the last six weeks we had our dog Dexter get fox tails in his ear canal that ruptured his ear drum. Three weeks later he had another fox tail in the same ear and two up his nostril!? Then, within a week our other dog Bella stepped on a baby rattlesnake. Thank goodness for good vet care. And after racking up $1400 in vet bills, the accident coverage helped cover a good portion of the cost. It makes sense to carry the ASPCA Insurance Accident Level I for our animals because of the hazards of living on a ranch.