I cannot recommend Healthy Paws highly enough. This company is honest, reliable and claims are paid with amazing speed.
For example, my Yorkie had to have a test for Addison's Disease yesterday morning that cost $206.00. When we got home from the vet's office, I faxed over the claim form and invoice and I received an e-mail from Healthy Paws at 4:15 yesterday afternoon saying her claim has been processed and a check for $185.40 is on its way. Amazingly, this is typical for Healthy Paws, not the exception!
My yorkie has been regurgitating since May 5th and I have taken her to her local vet and U.C. Davis (veterinary teaching hospital)several times. I knew that the literature said that Healthy Paws continues to cover a condition, even after the current policy has to be renewed. I have never heard of any other pet health insurance company with that policy, so needless to say, I was a little worried when Sophie's policy renewed early this month (July).
Sure enough, Healthy Paws has continued to pay for her medications, tests, etc. even after the policy renewed.
I honestly do not believe that you will ever find a better, more reliable/honest pet insurer than Healthy Paws! I recommend them to everyone I can get to listen!