We are so thankful to have such a wonderful insurance as Trupanian. Our dear family cat had a torn ACL and throughout and after recovery we got reinbursed in a very quick and simple way. The staff at Trupanian is exceptional with their care and help. If you can afford having a pet you cannot afford to be without insurance. This is the best thing you can do to have peace of mind in case you need it for a minor or major problem with your pet. And be thankful if you don't need it so you know that it will help another pet in need. We believe that standing before that situation of a lifethreatening or shortened lifespan due to a illness should not be a moneyissue. And with having an insurance you don't have to worry if you can pay for it or not. I would only recommend Trupanian. We researched a lot of insurances and with all the options Trupanian is truly the best. Thank you so much Trupanian, you are so true to your dear loved pets.