Bingo, our 8-ear-old Silky Terrier, developed a serious case of HGE (hemorraghic gastroenteritis). He spent a day at our vet and another at the vet specialist, with many tests, IV and meds. We were told the combined bill would be almost $2,000, but there was no question we would pay. In the middle of all this I realized, "hey, we have pet insurance!" Sure enough, everything was covered, no questions, and our reimbursement checks were quickly processed. Bingo is back to his happy, loving self, and we are grateful to Pet Plan!