Our dog Ruby is getting older, almost 9 years old. When she was 3 she had a surgery to save her life and the cost was enormous, $3,000. Since then I have heard about pet insurance but never looked into it further. Then she became ill before the holidays last year. Blood tests, IV, and an overnight stay for fluids cost another $1,200 and we weren't done. She needed an ultrasound yet. So we decided to purchase pet insurance thinking that if another episode occurred, she would be covered. Thank God we did. In January she became ill again and the same costs all over again. BUT, we were covered. Sure did help to pay the bill. Turns out she has arthritis which can be treated with a natural medicine. In November when she first became ill she also had some digestive problems. However, it was the arthritis that kept persisting. I am happy to report she is runnign and chasing squirrels and rabbits again.
We bought Level 2 coverage and like I said, it was the best decision we ever made.