After an unfortunate accident that involved our Yorkshire Terrier, we made the decision to invest in our pet's health by purchasing health insurance in the event that we would have any future accidents. Turns out, it was the best decision we made for our pets. Life happens and unfortunately, so do accidents. It's very helpful to know that if something DOES happen to your pet, that there is a great service to help cover the cost of untimely vet/hospitalization bills. We are very happy with the customer service, rate of return, and attention to detail that the ASPCA Pet Insurance gives. We recommend them to everyone pet owner we know!