December my Standard Poodle was diagnosed with Addison Disease. If it hadn’t been for having VIP pet insurance I don't know what we would have done. With the economy the way it is and my husband being out of work for several months we would not have been able to give Sofi the care that was needed. I checked around with several friends before I purchased pet insurance and some told me they thought it was a waste of money they would never use it. I can say you never feel you need insurance until the unexpected occurs. I will never own another pet without VIP insurance. I would hate to think that I could not give my pet the care it needs because we could not afford it. VIP has been a wonderful company to work with and I have absolute nothing put high praise for the company and the friendly staff.