Maya was experiencing liver failure. We were unable to seek diagnostic treatment because there was no diagnosis code available yet (tentative or otherwise) and the Major Medical policy did not cover 90% of the procedures that needed to be done. The plan also did not cover or covered a very small amount of the possible conditions she was experiencing having to do with the liver. Maya passed away Monday morning. She was 5 years old. These plans seem to be only useful in accident driven claims (broken bones or stitches) or general wellness. Not for the possible diagnosis or treatment of chronic conditions.