My beagle recently tore both the cruciate ligament and meniscus in one of her legs. The vet determined that it would be a challenging surgery to repair her knee because she has such skinny little legs. But surgery went well, and rehab is going well also. The surgery was not cheap - but VPI paid the entire bill. Mandy is covered by VPI's major medical policy and when I called pre-surgery to ask how much of the costs would be covered, I was shocked to learn most, if not all, would be paid by VPI. We're still one month away from finishing rehab, so I'm hoping VPI will pay for that as well.