I am very happy to complete my evaluation of VPI. I'm on my third dog using this insurance. I have never been more satisfied with coverage. Unfortunately small dogs get themselves into situations needing medical help. Some are due to aging and some are due to their curiosity. When a problem arose my local vet did her best and the expenses added up. Thanks to VPI the cost was managed. Knee surgeries and cataracts removed are only some of the problems corrected and covered. Thanks VPI !