Our dog Mowglee had done one too many zoomies around the dining room table. He had torn his ACL/Meniscus. We tried to heal it with vitamins & supplementals but the day came to make the call to do the TPLO surgery. I was super nervous mostly cause of the cost of the surgery. But thanks to Petplan I really had nothing to worry about. Not only did I do 1 good thing in my life by adopting Mowglee but I did another by getting pet insurance. My friends with dogs envy me becuase I purchased pet insurance. Petplan has always rein versed me with no problem. I love the service of Petplan. You rock!!!