Beanie, my 10 yr old Maltese was diagnosed with a serious heart murmur condition. Due to that, he has to take numerous medications a day and needs regular EKG and other types of tests. I'm thankful to have PetPlan. I was charged about $2500 the first time around, and $700 the second time. Although I did not receive the full 80% the first time, the claims still helped ease my financial burden.